When thinking of the Maldives, images of luxurious overwater villas surrounded by crystal-clear waters often come to mind. However, many travelers assume that staying in a water villa requires a hefty budget. While it is true that the Maldives is home to some of the most extravagant accommodations in the world, there are still budget-friendly water villas that offer an unforgettable experience. Here are the top ten best affordable water villas in the Maldives, each offering a unique and budget-conscious way to enjoy paradise.

1. Sun Siyam Olhuveli

Located in South Malé Atoll, Sun Siyam Olhuveli is one of the best budget-friendly options for travelers looking for a luxurious yet affordable water villa experience. The resort offers beautifully designed overwater villas that provide direct access to the crystal-clear lagoon. Guests can enjoy a variety of amenities, including multiple dining options, a well-equipped spa, and a range of water sports activities.

• Why choose Sun Siyam Olhuveli?
  • Affordable overwater villas with modern amenities
  • All-inclusive packages available
  • Excellent house reef for snorkeling and diving
  • Short 45-minute speedboat transfer from Malé

2. Reethi Beach Resort

Situated in Baa Atoll, Reethi Beach Resort is an eco-friendly resort that offers budget travelers an opportunity to stay in charming water villas with breathtaking ocean views. The rustic wooden design and private decks allow guests to immerse themselves in the natural beauty of the Maldives.

• Highlights:
  • Budget-friendly overwater villas with private decks
  • Eco-conscious resort with sustainable practices
  • Wide range of excursions, including dolphin safaris and snorkeling trips
  • Access to a beautiful house reef

3. Cinnamon Dhonveli Maldives

Famous for its world-class surf breaks, Cinnamon Dhonveli Maldives is an excellent choice for both adventure seekers and relaxation enthusiasts. The resort offers budget-friendly water bungalows featuring private terraces where guests can soak in the beauty of the Indian Ocean.

• What makes it special?
  • Proximity to Malé (20-minute speedboat ride)
  • Affordable all-inclusive plans
  • Surfing hotspot with some of the best waves in the Maldives
  • Overwater bungalows with unobstructed sunset views

4. Meeru Island Resort & Spa

Meeru Island Resort & Spa is a well-known budget-friendly resort in the Maldives, offering spacious water villas with direct access to the turquoise lagoon. Guests can enjoy a variety of activities, from snorkeling and diving to island excursions and cultural experiences.

For latest update you can follow our Facebook page

Follow The Page

• Why choose Meeru Island?
  • Large and spacious overwater villas
  • Multiple restaurants and bars with international cuisine
  • Complimentary snorkeling gear for guests
  • Excellent spa facilities with overwater treatment rooms

5. Vilamendhoo Island Resort & Spa

Located in South Ari Atoll, Vilamendhoo is renowned for its exceptional house reef, making it an ideal spot for snorkeling and diving enthusiasts. The resort offers affordable Jacuzzi Water Villas that provide a romantic and peaceful escape.

• Key Features:
  • Excellent marine biodiversity for snorkeling and diving
  • Budget-friendly overwater villas with private Jacuzzis
  • Adult-only section for a quiet retreat
  • Sunset cruises and dolphin-watching excursions available

6. Thulhagiri Island Resort & Spa

Nestled in North Malé Atoll, Thulhagiri Island Resort offers a laid-back atmosphere with budget-friendly Water Bungalows that blend simplicity with comfort. This small island resort is perfect for those seeking a peaceful and romantic getaway.

• What to Expect:
  • Cozy Water Bungalows with direct lagoon access
  • Affordable accommodation rates
  • Stunning white sand beaches and lush tropical greenery
  • Traditional Maldivian spa treatments

7. Holiday Inn Resort Kandooma Maldives

A part of the well-known IHG hotel group, Holiday Inn Resort Kandooma Maldives provides modern yet affordable overwater villas. The resort is an excellent choice for families, couples, and solo travelers looking for a balance between adventure and relaxation.

• Why Stay Here?
  • Reasonably priced overwater villas with modern amenities
  • Family-friendly activities and kids’ club
  • Stunning infinity pool overlooking the ocean
  • Scuba diving center offering beginner-friendly courses

8. Fihalhohi Island Resort

Fihalhohi Island Resort is one of the most budget-friendly water villa destinations in the Maldives. The resort’s overwater bungalows offer direct access to the vibrant house reef, perfect for snorkeling enthusiasts.

• Key Highlights:
  • One of the most affordable overwater villa resorts in the Maldives
  • Stunning coral reefs for snorkeling and diving
  • Traditional thatched-roof bungalows with modern comforts
  • Relaxed and tranquil atmosphere

9. Adaaran Club Rannalhi

Located just a short speedboat ride from Malé, Adaaran Club Rannalhi provides an affordable yet luxurious experience in its Water Bungalows. Guests can enjoy stunning ocean views, delicious dining options, and exciting water sports activities.

• What Sets It Apart?
  • Budget-friendly overwater villas with panoramic ocean views
  • A variety of dining options, including beachside dining
  • Excellent water sports, including jet skiing and windsurfing
  • Easy accessibility from Malé (45-minute speedboat ride)

10. Embudu Village

Embudu Village is a hidden gem among budget resorts in the Maldives. It offers charming Water Villas that provide a simple yet comfortable stay, making it ideal for travelers seeking an authentic Maldivian experience without excessive costs.

• What Makes It a Great Choice?
  • Simple and affordable Water Villas with stunning ocean views
  • Excellent house reef for snorkeling and diving
  • Relaxed and intimate atmosphere
  • No-frills resort experience that focuses on natural beauty

Final Thoughts

For budget-conscious travelers dreaming of an overwater villa stay, these resorts provide a blend of affordability, comfort, and the quintessential Maldivian experience. Whether you’re on a romantic getaway, a honeymoon, or just seeking a tropical escape, these options offer remarkable and budget-friendly stays in paradise. With the right planning, you can enjoy the stunning beauty of the Maldives without overspending, making your dream vacation a reality.

Recent Post:

What Are The Top Ten Private Islands in Maldives?

The Best Budget-Friendly Hotel Kaani Village & Spa in Maldives for Couples

Maldives 5 Days Travel Itinerary